Retainer and Payment: I understand that this retainer fee of $100 is to reserve the date and time of my photo shoot. No date is reserved until the contract and retainer are received. The balance due for the photography services must be paid in full no less than 30 days before or on the day of the photo shoot. In the event Client fails to remit payment as specified, the Photographer shall have the right to immediately terminate this Agreement with no further obligation, retain any monies already paid, and not attend this event. In other words, this retainer fee is non-refundable if cancelled. Returned checks will be assessed a $50 non-sufficient funds fee, and all future purchases/payments must be paid by Cashiers Check. Unless the contract is canceled, the retainer fee shall be applied to the portrait package total.